Category Archives: Credit & Debt

Student Loans · October 25, 2017

What Parents Get So Wrong About College

Parents, way too many of you are still getting it all wrong when it comes to college. A recent survey by T. Rowe Price reports that 68% of parents think saving for their kids’ college is a more important priority…

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Student Loans · August 27, 2017

How to Get the Best Bang for Your College Buck

I am a big believer in college education, and an even bigger believer in getting a return on your investment. But I don’t know any financial advisor who can guarantee that a $180,000 investment in a private four-year college (according…

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Student Loans · June 7, 2017

A 5-Step Personal Finance Crash Course for New Grads

I absolutely love my 7-class personal finance course, but I want to share a super short list of Must Dos and Don’ts for recent college grads.

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Student Loans · May 24, 2017

How to Smartly Use Community College as a Stepping Stone

You know I am a big believer in the value of a college education. With one catch. The cost of obtaining a degree must be affordable for the student. Yes, the student. Parents are to focus on saving for retirement;…

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Emergency Funds, Home Loans, Stocks/Bonds/ETFs · April 6, 2017

Are You Going to Win or Lose From Rising Interest Rates?

I want you to understand there is a big shift going on in our economy. I know you are well aware that interest rates have been very low ever since the financial crisis. But that’s changing. The Federal Reserve, which…

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Home Loans · March 22, 2017

The Smartest Home Buying Move Most People Ignore

Most homebuyers choose a 30-year fixed rate mortgage. There’s nothing wrong with going the conventional route and spreading your payments over 30 years. But I wish more people would take out a 15-year mortgage instead.

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Student Loans · March 15, 2017

Know When to Turn Down a College.

It’s getting close to the pins and needles moments for families with college-bound high school seniors. Acceptance notices will soon be mailed out. I know it will be a relief for your entire family to have the news, and hopefully,…

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Home Loans · February 22, 2017

Don’t Over-React to the Mortgage Rate Rise

Over the past few months mortgage rates have begun to rise a bit. And the expectation is that they may continue to drift higher throughout 2017.

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Home Loans · February 15, 2017

Get Your Finances in Shape for the Spring Home Buying Season

We all know that the busy season for buying homes starts in the spring and runs through early summer. That means that right now, in the middle of winter, is when anyone considering buying a home this year should focus…

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